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Effective Financial Budget and Control

Course Information

  • Sessions 1 day
  • Duration 7.5 hrs
  • Level Beginner
  • Assessment NA

Venue

Course Brochure

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Certification

  • Certificate of Completion from Tertiary Courses - Upon meeting at least 75% attendance and passing the assessment(s), participants will receive a Certificate of Completion from Tertiary Courses.

Budgeting for SMEs

Course Code: C731

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What's This Course About

Budgeting for SMEs equips business owners, managers and finance staff with the practical skills to plan, prepare, control and review budgets that keep a small or medium-sized enterprise financially healthy. A well-built budget turns business goals into numbers, highlights cash pressures before they become a crisis and gives managers a clear benchmark for decisions. The course is tailored to the realities SMEs face, such as limited resources, seasonal cash flow and fast-changing conditions, and requires no advanced finance background.

You will start with an introduction to financial budgeting, exploring the purpose of budgets, the main budget types and how budgeting links to strategy. Next you will learn financial forecasting, using historical data, trends and assumptions to project sales, costs and cash flow. You will then work through budget preparation, building sales, operating, capital and cash budgets step by step in a spreadsheet, followed by developing a budget control plan that assigns responsibility and sets review points.

The later topics cover budget analysis, including variance analysis and identifying the causes of over- and under-spending, budget approval, presenting and justifying budgets to owners, boards and lenders, and financial compliance, ensuring budgets and spending align with internal controls and regulatory requirements. Practical exercises use realistic SME scenarios throughout. By the end, you will be able to prepare a sound budget, monitor performance against it and use budget insights to make better financial decisions for your business.

Why Take This Course?

  • Hands-On Learning Learn by doing. Every topic is practised hands-on, so you leave with skills you can use at work straight away.
  • Live Coaching Experienced instructors coach you live, answer your questions and guide you step by step.
  • Free Post-Course Consultation Stuck after class? Message your trainer any time for guidance as you apply what you have learned.
  • Always-Updated Materials Materials are refreshed to stay relevant. Log in to our LMS any time to get the latest version.

Course Fee

₵1,500.00

Course Date

Additional Note

Please bring your own laptop for hands-on training. If you don't have laptop, we can provide spare laptop for training use.

Post-Course Support

  • We provide free consultation related to the subject matter after the course.
  • Please email your queries to info@tertiarycourses.com.gh and we will forward your queries to the subject matter experts and get back to you as soon as possible.

Cancellation & Reschedule Policy

  • We reserve the right to cancel or re-schedule the course due to unforeseen circumstances. If the course is cancelled, we will refund 100% to participants.
  • Note: the venue of the training is subject to changes due to class size and availability of the classroom. The minimum class size to start a class is 3 Pax.

Course Details

Course Details

What You'll Learn

Topic 1: Introduction to Financial Budgeting

Topic 2: Financial Forecasting

Topic 3: Budget Preparation

Topic 4: Budget Control Plan

Topic 5: Budget Analysis

Topic 6: Budget Approval

Topic 7: Financial Compliance

Course Info

Prerequisite

Basic computer and file-management skills are expected. Familiarity with basic numeracy, spreadsheets and business transactions will help you follow the exercises.

Software Requirement

Install and test the listed software before class. Confirm the required version and account or licence access in your joining instructions. Cloud and AI services may charge subscription or usage fees.

Hardware Requirement

Bring a Windows or Mac laptop supported by the listed software, with a working keyboard and sufficient storage for course exercises.

Bring your own computer and charger, with a reliable internet connection and permission to install the required software. For live online classes, also prepare a microphone or headset.

If you need help arranging a suitable device, contact us before the class to confirm availability.

Job Roles

Job Roles

  • Financial Controller
  • SME Business Owner
  • Finance Manager
  • Accounting Manager
  • Financial Analyst
  • Operations Manager
  • Startup Founder
  • Business Consultant
  • Bookkeeper
  • Treasurer
  • Chief Financial Officer (for SMEs)
  • Management Accountant
  • Financial Planner
  • Cost Estimator
  • Business Strategy Specialist

Trainers

Trainers

is an accomplished IT and data specialist with over 20 years of experience in academia, ICT leadership, and professional training, with a strong focus on data analytics and Excel-based solutions. He has developed and delivered specialized training programs on Statistical Data Analysis with Excel and Visual Basic for Applications (VBA) for Excel, equipping learners with advanced data manipulation, automation, and reporting skills. His expertise extends to automating institutional reporting systems, where he successfully streamlined academic records management through Excel-based tools, integrating macros and automation to improve efficiency and accuracy. As a trainer and consultant, Dr. Siraj has taught Excel to diverse audiences, including university staff, administrative teams, and professionals in banking, security, and education, ensuring they can apply Excel for decision-making, statistical modeling, and process automation. His practical mastery of Excel is complemented by his deep knowledge of office automation and ICT project management, making him a highly sought-after trainer in data analysis and productivity tools. With his blend of hands-on technical expertise and instructional experience, Dr. Siraj stands out as a credible authority in leveraging Excel to drive organizational efficiency and data-driven strategies

Review

Customer Reviews (5)

Great learning experience Review by Course Participant/Trainee
1. Do you find the course meet your expectation?
2. Do you find the trainer knowledgeable in this subject?
3. How do you find the training environment
A very practical course. The trainer made a complex topic simple and enjoyable to learn. (Posted on 12/28/2025)
Well structured course Review by Course Participant/Trainee
1. Do you find the course meet your expectation?
2. Do you find the trainer knowledgeable in this subject?
3. How do you find the training environment
Well organised course with clear objectives. The step-by-step approach made it easy to follow. (Posted on 10/14/2025)
Very useful course Review by Course Participant/Trainee
1. Do you find the course meet your expectation?
2. Do you find the trainer knowledgeable in this subject?
3. How do you find the training environment
A very practical course. The trainer made a complex topic simple and enjoyable to learn. (Posted on 7/15/2025)
Superb training Review by Course Participant/Trainee
1. Do you find the course meet your expectation?
2. Do you find the trainer knowledgeable in this subject?
3. How do you find the training environment
The trainer was knowledgeable and explained the concepts clearly with real-world examples. (Posted on 1/27/2025)
Good course materials Review by Course Participant/Trainee
1. Do you find the course meet your expectation?
2. Do you find the trainer knowledgeable in this subject?
3. How do you find the training environment
Solid content and a supportive trainer. I would definitely sign up for more courses here. (Posted on 9/28/2024)

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